Welcome home.
Take the stress out of choosing the right mortgage. A simple, straightforward process with a proven team of professionals by your side.
Our digital loan-application process helps avoid legal hassle while saving you time and money.
Our internal process ensures that we meet your needs with fast turnaround times.
We believe in transparency and open access to information related to your mortgage.
Enjoy peace of mind by sending documents securely with our end-to-end encrypted database.
We show you options that are best suited for your needs to minimize your cost.
Our agents handle the documents, offering you a process that’s as effortless as it is paperless.
Our mortgage process is completely digital, making it easily accessible and convenient for you.
Request quote
Current rates as low as 2.125% (2.714% APR)
We make the digital mortgage process fast and easy.
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Apply Online1
- Start your application by taking five minutes to answer a few questions about you and your loan. Once we receive your application, we’ll contact you for the next step to keep the ball rolling. To start the process, Apply Now.
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Connect & verify documents2
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Contact & lock your rate3
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Loan is underwritten & funded!4
Apply Appointment
We are proud to have helped thousands of happy customers over the years.
“Nathan locked us into an amazing rate and closed our loan in less than two weeks! He did everything he promised and made the entire process simple and smooth.”
“This is not our first refi, but it was by far the most pleasurable and easiest because of Nathan. He is a professional and understands the ins and outs of this industry.”
“I just did a refinance with Nathan. He and his staff got me a great rate and made the process extremely easy. He was accessible and promptly responded to all my questions. I would definitely recommend him. In fact, I recommended him to two other friends who were interested in refinancing as well.”
Company Rating
We’re backed by some of the top lenders in the market, allowing us to search dozens of options to find you the most competitive rate.
Our loan officers are among the best in the business and have the experience to make your next mortgage process a seamless one.
AVP, Branch Manager
AVP, Branch Manager
Mortgage Loan Officer
Every day, we welcome new customers looking for the simplicity of our digital mortgage process and the savings it can offer them.
Loan Applications in Progress
Home Loans Completed
Total Loan Funding
We look forward to saving you time and money on your next mortgage.
We look forward to saving you time and money on your next mortgage.
Frequently Asked Questions
Our team of loan officers is highly respected in the mortgage industry. We’ve helped countless individuals and families over the years with their new-mortgage and refinancing needs. Our online application process is quick and painless, and when it’s combined with our lender relationships we’re able to offer you the best rate available.
We currently require a credit score of at least 650.
No, there’s no fee to apply for a loan. While a 3% down payment is required on purchases, this is due at closing.
Traditional banking institutions use traditional methods to process loan applications. Our digital mortgages are much simpler, which translates directly to cost savings for you.
We certainly do. If you find a lower rate than we offered you, please let us know and we’ll gladly match it.
If you have any other questions, just call us or send a message.
Disclosed rate assumes a 10 year fixed, $400,000 rate and term refinance loan on an owner-occupied single family residence in California. Minimum 740 FICO credit score, 50% loan to value with no subordinate debt. If these factors are not met, you may still qualify and additional pricing adjustments may apply. Subject to underwriting approval. Not all applicants will qualify