Claudia Villalobos
Mortgage Loan Officer NMLS: 2533193
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We are proud to have helped thousands of happy customers over the years.
I absolutely loved working with Claudia! She’s professional and very honest. She explained everything from beginning to end and answered all our questions with honesty and integrity. She tailored our home “shopping” experience to fit our needs. Her patience, dedication and attention to detail make it so easy to work with her. HIGHLY recommend working with her! Thank you Claudia!!
Claudia was amazing! She guided me through the entire home-buying process with patience and professionalism. She’s very knowledgeable and was able to answer all my questions, making everything a breeze from start to finish. I highly recommend her! A big bonus is that she’s bilingual, which made communication even easier. Most importantly, you can tell she truly enjoys helping people—it’s not just about making a sale for her.
I can’t say enough good things about Claudia, she has been an absolute blessing throughout our entire home journey. From the very beginning, it’s because of her dedication and determination that we were able to get the house in the first place. She guided us every step of the way with so much care, making what could have been a stressful process feel smooth and manageable. Even after we closed on the home, Claudia continued to be there for us. When it came time to refinance, she stepped in again with the same level of support and professionalism, helping us navigate the process and making sure we were taken care of. Her knowledge, patience, and genuine commitment to helping us has meant the world. We are beyond grateful and thankful to have had her by our side not just as a realtor, but as someone we truly felt we could trust. Claudia, thank you from the bottom of our hearts for everything you’ve done!
We make the digital mortgage process fast and easy.
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Apply Online1
- Start your application by taking five minutes to answer a few questions about you and your loan. Once we receive your application, we’ll contact you for the next step to keep the ball rolling. To start the process, Apply Now.
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Connect & verify documents2
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Contact & lock your rate3
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Loan is underwritten & funded!4
Find your monthly payment
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Get an estimate with some basic information.
How is my monthly payment calculated?
Apply Appointment
We’re backed by some of the top lenders in the market, allowing us to search dozens of options to find you the most competitive rate.
We will help guide you through the process and get you to your goal sooner.
We will help guide you through the process and get you to your goal sooner.
Frequently Asked Questions
Our team of loan officers is highly respected in the mortgage industry. We’ve helped countless individuals and families over the years with their new-mortgage and refinancing needs. Our online application process is quick and painless, and when it’s combined with our lender relationships, we’re able to offer you competitive rates.
We currently require a credit score of at least 500 for purchase and refinance, and 550 for a cash out refinance.
No, there’s no fee to apply for a loan with Clear Mortgage Capital.
Traditional banking institutions use traditional methods to process loan applications. Our digital mortgages are much simpler, which translates directly to cost savings for you.
We certainly do. If you find a lower rate than we offered you, please let us know and we’ll gladly match it. (Certain restrictions apply)
If you have any other questions, just call us or send a message.