Ayata Colbert
Mortgage Loan Officer NMLS: 308143
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With over a decade of experience in financial services and real estate financing, I understand the need to connect with people, which becomes particularly important when you are entrusting a professional with your financial information. To address the needs of all clients, I stay abreast of all programs available to assist with the home purchase process, by offering competitive loan products to meet the unique and complex needs of each individual borrower. This includes, “but not limited to” down-payment assistant programs, grants, and customized programs that fit your scenario.
We are proud to have helped thousands of happy customers over the years.
Ayata is the Best. She made the process of refinancing seamless. I truly recommend her. Thank you, Ayata for your service, professionalism and awesomeness.
Ayata, was great when I was purchasing my home. When we ran into problems, Ayata took care of it. It was so fast, I closed in 45 days. I would highly recommend working with Ayata. My interest rate is really low too!!!
When my wife and I were looking to buy in Oakland, Ayata came highly recommended by our agent. Ayata was quick to pre-approve our loan and during our escrow, was attentive and responsive to our needs. We closed in less than 30 days! Ayata was great and I would recommend her for anyone seeking a mortgage in the Bay Area. Thanks Ayata!
Company Rating
We make the digital mortgage process fast and easy.
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Apply Online1
- Start your application by taking five minutes to answer a few questions about you and your loan. Once we receive your application, we’ll contact you for the next step to keep the ball rolling. To start the process, Apply Now.
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Connect & verify documents2
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Contact & lock your rate3
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Loan is underwritten & funded!4
Find your monthly payment
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Get an estimate with some basic information.
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Apply Appointment
We’re backed by some of the top lenders in the market, allowing us to search dozens of options to find you the most competitive rate.
We will help guide you through the process and get you to your goal sooner.
We will help guide you through the process and get you to your goal sooner.
Frequently Asked Questions
Our team of loan officers is highly respected in the mortgage industry. We’ve helped countless individuals and families over the years with their new-mortgage and refinancing needs. Our online application process is quick and painless, and when it’s combined with our lender relationships, we’re able to offer you competitive rates.
We currently require a credit score of at least 500 for purchase and refinance, and 550 for a cash out refinance.
No, there’s no fee to apply for a loan with Clear Mortgage Capital.
Traditional banking institutions use traditional methods to process loan applications. Our digital mortgages are much simpler, which translates directly to cost savings for you.
We certainly do. If you find a lower rate than we offered you, please let us know and we’ll gladly match it. (Certain restrictions apply)
If you have any other questions, just call us or send a message.
