Brandon Castaneda

Brandon Castaneda

Branch Manager NMLS: 804689

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Brandon Castaneda, a mortgage lender, real estate specialist and investor, where his business is in the center of Orange County, CA (Mortgage Hub of the World). Brandon, a native of Orange County with four generations of real estate and mortgage expertise in his blood, has been around the real estate business his entire life. He has been learning the trades passed down from generation to generation allowing him to have over 15 years experience  Brandon Castaneda, as the branch owner and manager, tailors your financing to your unique lifestyle and goals. With Brandon and his team, you can expect an authentic experience defined by honesty, integrity. Whether you’re refinancing a mortgage or buying property for the first time, you deserve a smooth, respectful, easy to understand and personable transaction. At this core, Brandon’s professional service is founded on the bedrock aim of your long-term financial security and wealth accrual. He is an avid communicator who has an innate ability to understand his clients. That coupled with his extensive knowledge of the industry, huge network of contacts, hard work, dedication to his clients and employees have attributed to his success. He offers is client’s a full range of services that compliment and enrich the experience. A perfectionist who goes to all lengths to get the job done! He works closely with highly accomplished photographers, stylists, interior designers, staggers, landscape architects, architects, graphic designers, and electricians. He has a deep network of the city’s top real estate agents, real estate attorneys and is a direct lender with all the top banks in the world, insuring he can get any rate or program needed to enable his clients the best service and options available. Brandon prides himself on his vast network/ contacts he has developed that he often refers to as his support team. Brandon is a car enthusiast, loves to workout, playing sports and all things related to real estate and business.

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We are proud to have helped thousands of happy customers over the years.

“Nathan locked us into an amazing rate and closed our loan in less than two weeks! He did everything he promised and made the entire process simple and smooth.”

Alex Borrower via Zillow

“This is not our first refi, but it was by far the most pleasurable and easiest because of Nathan. He is a professional and understands the ins and outs of this industry.”

Chelsea Borrower via Zillow

“I just did a refinance with Nathan. He and his staff got me a great rate and made the process extremely easy. He was accessible and promptly responded to all my questions. I would definitely recommend him. In fact, I recommended him to two other friends who were interested in refinancing as well.”

Mark Borrower via Google

Company Rating

Rating 4.96

Based on 388 reviews

Rating 5

Based on 704 reviews

Rating 4.5

Based on 34 reviews

Loan Options

Get the best rates across our wide variety of loans


The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good option if you plan on staying in your home for years to come.

Mortgages insured by the Federal Housing Administration (FHA) offer more lenient qualification requirements. You might consider an FHA loan if you have a modest credit score or prefer a lower minimum down payment on your home.

Interest rates on an adjustable-rate mortgage (ARM) vary with the market after an initial fixed period. Also known as a variable-rate or floating mortgage, an ARM could be a consideration if you have the flexibility to pay it off if the rate rises quickly or over an extended period of time.

A VA home loan is guaranteed in part by the US Department of Veterans Affairs and offers more favorable terms. Active duty, veteran, and surviving spouses are all eligible for VA loans.

If you need to finance a home that’s too expensive for a conventional loan, you may need a jumbo loan. Feel free to contact us if you’re not sure whether or not this is for you and we can talk through your options together.

How it works

We make the digital mortgage process fast and easy.

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Monthly Payment $1,264
Loan Amount $200,000

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Principal & Interest $1,264.14
Property Insurance $0.00
Property Tax $0.00
HOA Fees $0.00
Estimated Monthly Payment $1,264 GET PRE-APPROVED
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Frequently Asked Questions

Our team of loan officers is highly respected in the mortgage industry. We’ve helped countless individuals and families over the years with their new-mortgage and refinancing needs. Our online application process is quick and painless, and when it’s combined with our lender relationships we’re able to offer you the best rate available.

We currently require a credit score of at least 500 for purchase and refinance, and 550 for a cash out refinance.

No, there’s no fee to apply for a loan with Clear Mortgage Capital.

Traditional banking institutions use traditional methods to process loan applications. Our digital mortgages are much simpler, which translates directly to cost savings for you.

We certainly do. If you find a lower rate than we offered you, please let us know and we’ll gladly match it. (Certain restrictions apply)

If you have any other questions, just call us or send a message.

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