Joanna Aquino
Mortgage Loan Officer NMLS: 2149168
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As a dedicated mortgage loan officer with over a decade of service in the U.S. Navy, I bring a unique perspective to helping clients navigate the homebuying process. My journey from "uniform to suit" reflects my commitment to service, integrity, and attention to detail - qualities that I carried from the military into the world of mortgage lending.
I am passionate about guiding clients, especially my fellow veterans, through one of life’s most important milestones: buying a home.
A key advantage of working with a mortgage broker is the access to a wider range of loan options, which allows me to find the best rates and terms tailored to your needs. My goal is to be your advocate throughout the entire process, saving you time and money.
My slogan, "Helping you buy a house to call home," embodies my belief that homeownership is more than just an investment - it's about building a sense of belonging and security. A home provides stability, comfort, and a place where memories are created, making it one of the most meaningful achievements in life.
Whether you're a first-time homebuyer or an experienced investor, I’m here to offer expert advice, ensuring that your homebuying experience is as smooth and stress-free as possible.
We are proud to have helped thousands of happy customers over the years.
“Nathan locked us into an amazing rate and closed our loan in less than two weeks! He did everything he promised and made the entire process simple and smooth.”
“This is not our first refi, but it was by far the most pleasurable and easiest because of Nathan. He is a professional and understands the ins and outs of this industry.”
“I just did a refinance with Nathan. He and his staff got me a great rate and made the process extremely easy. He was accessible and promptly responded to all my questions. I would definitely recommend him. In fact, I recommended him to two other friends who were interested in refinancing as well.”
Company Rating
We make the digital mortgage process fast and easy.
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Apply Online1
- Start your application by taking five minutes to answer a few questions about you and your loan. Once we receive your application, we’ll contact you for the next step to keep the ball rolling. To start the process, Apply Now.
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Connect & verify documents2
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Contact & lock your rate3
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Loan is underwritten & funded!4
Find your monthly payment
What does a monthly mortgage payment look like for you?
Get an estimate with some basic information.
How is my monthly payment calculated?
Apply Appointment
We’re backed by some of the top lenders in the market, allowing us to search dozens of options to find you the most competitive rate.
We will help guide you through the process and get you to your goal sooner.
We will help guide you through the process and get you to your goal sooner.
Frequently Asked Questions
Our team of loan officers is highly respected in the mortgage industry. We’ve helped countless individuals and families over the years with their new-mortgage and refinancing needs. Our online application process is quick and painless, and when it’s combined with our lender relationships, we’re able to offer you competitive rates.
We currently require a credit score of at least 500 for purchase and refinance, and 550 for a cash out refinance.
No, there’s no fee to apply for a loan with Clear Mortgage Capital.
Traditional banking institutions use traditional methods to process loan applications. Our digital mortgages are much simpler, which translates directly to cost savings for you.
We certainly do. If you find a lower rate than we offered you, please let us know and we’ll gladly match it. (Certain restrictions apply)
If you have any other questions, just call us or send a message.
