Joanna Aquino
Mortgage Loan Officer NMLS: 2149168
Want to contact or send documents to Joanna?
I’m MLO Jo, a Mortgage Loan Originator by day, an advocate by heart, and a firm believer that home is more than just a place, it’s a feeling.
As a U.S. Navy veteran and proud mom of two, I’ve learned the importance of creating stability, leading with love, and finding joy in life’s everyday moments. Those experiences have shaped how I care for others, whether it’s my kids, my fellow sailors, or the individuals and families I now have the honor of helping. Stepping into the mortgage world has been a meaningful extension of that purpose: helping people plant roots and feel truly at home.
My slogan, "Guiding You Home," reflects my commitment to providing more than just financial expertise. I’m a dedicated loan guide who genuinely cares about your journey. I understand that homeownership is more than an investment; it’s about creating a sense of belonging and security. A home offers stability, comfort, and a foundation for building wealth, making it one of life’s most meaningful milestones. With me, you’re not just getting a loan; you’re gaining a lifelong partner committed to your real estate success.
Whether you’re a first-time homebuyer or a seasoned investor, I am here to be your biggest advocate and ensure your journey to homeownership is smooth and rewarding, just as I strive to do for my own family.
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Light and Love,
MLO Jo, Guiding You Home
We are proud to have helped thousands of happy customers over the years.
“Nathan locked us into an amazing rate and closed our loan in less than two weeks! He did everything he promised and made the entire process simple and smooth.”
“This is not our first refi, but it was by far the most pleasurable and easiest because of Nathan. He is a professional and understands the ins and outs of this industry.”
“I just did a refinance with Nathan. He and his staff got me a great rate and made the process extremely easy. He was accessible and promptly responded to all my questions. I would definitely recommend him. In fact, I recommended him to two other friends who were interested in refinancing as well.”
Company Rating
We make the digital mortgage process fast and easy.
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Apply Online1
- Start your application by taking five minutes to answer a few questions about you and your loan. Once we receive your application, we’ll contact you for the next step to keep the ball rolling. To start the process, Apply Now.
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Connect & verify documents2
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Contact & lock your rate3
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Loan is underwritten & funded!4
Find your monthly payment
What does a monthly mortgage payment look like for you?
Get an estimate with some basic information.
How is my monthly payment calculated?
Apply Appointment
We’re backed by some of the top lenders in the market, allowing us to search dozens of options to find you the most competitive rate.
We will help guide you through the process and get you to your goal sooner.
We will help guide you through the process and get you to your goal sooner.
Frequently Asked Questions
Our team of loan officers is highly respected in the mortgage industry. We’ve helped countless individuals and families over the years with their new-mortgage and refinancing needs. Our online application process is quick and painless, and when it’s combined with our lender relationships, we’re able to offer you competitive rates.
We currently require a credit score of at least 500 for purchase and refinance, and 550 for a cash out refinance.
No, there’s no fee to apply for a loan with Clear Mortgage Capital.
Traditional banking institutions use traditional methods to process loan applications. Our digital mortgages are much simpler, which translates directly to cost savings for you.
We certainly do. If you find a lower rate than we offered you, please let us know and we’ll gladly match it. (Certain restrictions apply)
If you have any other questions, just call us or send a message.
