Joanna Aquino
Mortgage Loan Officer NMLS: 2149168
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As a devoted single mom to two young children and a dedicated mortgage loan officer, I draw inspiration from my personal mission to create stability and security for my family. With over a decade of service in the U.S. Navy, my journey from "uniform to suit" reflects my unwavering commitment to service, integrity, and detail—qualities that I carry into every interaction with my clients.
Guiding clients, especially fellow veterans, through the homebuying process is my passion. My slogan, "Turning loans into homes," resonates deeply with me because I understand that homeownership is more than just an investment - it's about building a sense of belonging and security. A home provides stability, comfort, and a place where memories are created, making it one of the most meaningful achievements in life.
As a mortgage broker, I provide access to a wide range of loan options to find the best solutions tailored to your unique needs, saving you time and money.
Whether you’re a first-time homebuyer or a seasoned investor, I am here to be your advocate and ensure your journey to homeownership is smooth and rewarding—just as I strive to do for my own family.
We are proud to have helped thousands of happy customers over the years.
“Nathan locked us into an amazing rate and closed our loan in less than two weeks! He did everything he promised and made the entire process simple and smooth.”
“This is not our first refi, but it was by far the most pleasurable and easiest because of Nathan. He is a professional and understands the ins and outs of this industry.”
“I just did a refinance with Nathan. He and his staff got me a great rate and made the process extremely easy. He was accessible and promptly responded to all my questions. I would definitely recommend him. In fact, I recommended him to two other friends who were interested in refinancing as well.”
Company Rating
We make the digital mortgage process fast and easy.
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Apply Online1
- Start your application by taking five minutes to answer a few questions about you and your loan. Once we receive your application, we’ll contact you for the next step to keep the ball rolling. To start the process, Apply Now.
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Connect & verify documents2
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Contact & lock your rate3
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Loan is underwritten & funded!4
Find your monthly payment
What does a monthly mortgage payment look like for you?
Get an estimate with some basic information.
How is my monthly payment calculated?
Apply Appointment
We’re backed by some of the top lenders in the market, allowing us to search dozens of options to find you the most competitive rate.
We will help guide you through the process and get you to your goal sooner.
We will help guide you through the process and get you to your goal sooner.
Frequently Asked Questions
Our team of loan officers is highly respected in the mortgage industry. We’ve helped countless individuals and families over the years with their new-mortgage and refinancing needs. Our online application process is quick and painless, and when it’s combined with our lender relationships, we’re able to offer you competitive rates.
We currently require a credit score of at least 500 for purchase and refinance, and 550 for a cash out refinance.
No, there’s no fee to apply for a loan with Clear Mortgage Capital.
Traditional banking institutions use traditional methods to process loan applications. Our digital mortgages are much simpler, which translates directly to cost savings for you.
We certainly do. If you find a lower rate than we offered you, please let us know and we’ll gladly match it. (Certain restrictions apply)
If you have any other questions, just call us or send a message.
