Ricardo Flores
Mortgage Loan Officer NMLS: 642695
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¡Claro que se puede! Are you looking for a professional you can count on?
Ricardo Flores brings a comprehensive mortgage lending perspective from his diversified background as a financial advisor, solar consultant, Real Estate partner and financial services regional leader. He will customize a mortgage lending solution based on your needs and what’s most important to you.
UC Riverside Alumnus with a bachelor’s degree in business administration and over 25 years serving his community in financial services, working with Ricardo and his team you will experience a professional, client-centric process that is efficient, thorough and you will be more than pleased you worked with him.
We are proud to have helped thousands of happy customers over the years.
Ricardo Flores went above and beyond to help me and my mom with our loan. He answered every single question we had with respect and professionalism. He is super responsive and diligent. I have never felt this happy with a loan company, or any other finance company, they earned my trust and respect. Ricardo really has a commitment to serve and add value, it shows in his work. Escrow went super smooth. I will definitely come back
Ricardo and his team were extremely helpful and easy to work with. Ricardo answered all my questions and returned emails and calls promptly. They got my loan closed quickly. Highly recommend.
Refinancing my home was not an easy task due to a legal issue but Ricardo Flores really went above and beyond to help me out. He made the process look easy and got us the best rate possible. He was assertive, efficient and a pleasure to work with. His professionalism is outstanding! I couldn’t be happier with the results!
Company Rating
We make the digital mortgage process fast and easy.
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Apply Online1
- Start your application by taking five minutes to answer a few questions about you and your loan. Once we receive your application, we’ll contact you for the next step to keep the ball rolling. To start the process, Apply Now.
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Connect & verify documents2
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Contact & lock your rate3
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Loan is underwritten & funded!4
Find your monthly payment
What does a monthly mortgage payment look like for you?
Get an estimate with some basic information.
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Apply Appointment
We’re backed by some of the top lenders in the market, allowing us to search dozens of options to find you the most competitive rate.
We will help guide you through the process and get you to your goal sooner.
We will help guide you through the process and get you to your goal sooner.
Frequently Asked Questions
Our team of loan officers is highly respected in the mortgage industry. We’ve helped countless individuals and families over the years with their new-mortgage and refinancing needs. Our online application process is quick and painless, and when it’s combined with our lender relationships, we’re able to offer you competitive rates.
We currently require a credit score of at least 500 for purchase and refinance, and 550 for a cash out refinance.
No, there’s no fee to apply for a loan with Clear Mortgage Capital.
Traditional banking institutions use traditional methods to process loan applications. Our digital mortgages are much simpler, which translates directly to cost savings for you.
We certainly do. If you find a lower rate than we offered you, please let us know and we’ll gladly match it. (Certain restrictions apply)
If you have any other questions, just call us or send a message.
