With over 30 years’ experience as a Loan Officer, I have been fortunate enough throughout my career to work with various types of loans and unique transactions. Over the years I have received specialized professional training in Renovation Lending and Veteran Administration Loans. I have obtained the status of Certified Mortgage Planning Specialist during my career, and I have worked as a producing branch manager as well. I have been recognized as a Top Producer, Production Champion, as well as a member of the First Page Club.
I am a graduate of California State University with a Bachelor of Science Degree in Business Management, and a graduate of JF Drake Technical College with a Certificate in Carpentry and was selected as a member of the National Vocational Technical Honor Society.
In my spare time I serve and have volunteered with various nonprofit organizations including Housing Resource Center of Monterey County, Veteran's Transition Center, as well as conducted many First Time Homebuyer Courses with the Housing Advocacy Council.
I'm blessed to be married for over 35 years with 3 children and 5 grandchildren.
We are proud to have helped thousands of happy customers over the years.
“Nathan locked us into an amazing rate and closed our loan in less than two weeks! He did everything he promised and made the entire process simple and smooth.”
“This is not our first refi, but it was by far the most pleasurable and easiest because of Nathan. He is a professional and understands the ins and outs of this industry.”
“I just did a refinance with Nathan. He and his staff got me a great rate and made the process extremely easy. He was accessible and promptly responded to all my questions. I would definitely recommend him. In fact, I recommended him to two other friends who were interested in refinancing as well.”
Company Rating
We make the digital mortgage process fast and easy.
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Apply Online1
- Start your application by taking five minutes to answer a few questions about you and your loan. Once we receive your application, we’ll contact you for the next step to keep the ball rolling. To start the process, Apply Now.
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Connect & verify documents2
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Contact & lock your rate3
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Loan is underwritten & funded!4
Find your monthly payment
What does a monthly mortgage payment look like for you?
Get an estimate with some basic information.
How is my monthly payment calculated?
Apply Appointment
We’re backed by some of the top lenders in the market, allowing us to search dozens of options to find you the most competitive rate.
We will help guide you through the process and get you to your goal sooner.
We will help guide you through the process and get you to your goal sooner.
Frequently Asked Questions
Our team of loan officers is highly respected in the mortgage industry. We’ve helped countless individuals and families over the years with their new-mortgage and refinancing needs. Our online application process is quick and painless, and when it’s combined with our lender relationships, we’re able to offer you competitive rates.
We currently require a credit score of at least 500 for purchase and refinance, and 550 for a cash out refinance.
No, there’s no fee to apply for a loan with Clear Mortgage Capital.
Traditional banking institutions use traditional methods to process loan applications. Our digital mortgages are much simpler, which translates directly to cost savings for you.
We certainly do. If you find a lower rate than we offered you, please let us know and we’ll gladly match it. (Certain restrictions apply)
If you have any other questions, just call us or send a message.
