Josiah Edson
Mortgage Loan Officer NMLS: 317377
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About Me
Josiah Edson is a distinguished professional with a proven track record in the financial industry. As a Chairman’s Elite member from 2020 to 2022, Josiah has consistently demonstrated exceptional performance and leadership. With a background as an Executive Banker from 2015 to 2019, Josiah possesses a deep understanding of lending and insurance, specializing in VA, FHA, Conventional, JUMBO, and Commercial loans. Additionally, Josiah is well-versed in the concept of Infinite Banking with insurance, offering expertise in mortgage protection, life insurance, and health insurance. With a commitment to providing tailored financial solutions, Josiah Edson is dedicated to helping clients achieve their goals and secure their financial future.
Loan Programs Available
Conventional, FHA, VA, High Balance, and Jumbo loans. We also have a suite of home loan products designed for self-employed borrowers and investors. This includes 6,12,24-month Bank Statement loans, DSCR, commercial as well as Private Money. Lastly, we offer multiple options for Home Equity. Our digital HELOC can close as fast as 5 days with minimal documentation.
We are proud to have helped thousands of happy customers over the years.
“Nathan locked us into an amazing rate and closed our loan in less than two weeks! He did everything he promised and made the entire process simple and smooth.”
“This is not our first refi, but it was by far the most pleasurable and easiest because of Nathan. He is a professional and understands the ins and outs of this industry.”
“I just did a refinance with Nathan. He and his staff got me a great rate and made the process extremely easy. He was accessible and promptly responded to all my questions. I would definitely recommend him. In fact, I recommended him to two other friends who were interested in refinancing as well.”
We make the digital mortgage process fast and easy.
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- Start your application by taking five minutes to answer a few questions about you and your loan. Once we receive your application, we’ll contact you for the next step to keep the ball rolling. To start the process, Apply Now.
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Find your monthly payment
What does a monthly mortgage payment look like for you?
Get an estimate with some basic information.
How is my monthly payment calculated?
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We’re backed by some of the top lenders in the market, allowing us to search dozens of options to find you the most competitive rate.
We will help guide you through the process and get you to your goal sooner.
We will help guide you through the process and get you to your goal sooner.
Frequently Asked Questions
Our team of loan officers is highly respected in the mortgage industry. We’ve helped countless individuals and families over the years with their new-mortgage and refinancing needs. Our online application process is quick and painless, and when it’s combined with our lender relationships we’re able to offer you the best rate available.
We currently require a credit score of at least 500 for purchase and refinance, and 550 for a cash out refinance.
No, there’s no fee to apply for a loan with Clear Mortgage Capital.
Traditional banking institutions use traditional methods to process loan applications. Our digital mortgages are much simpler, which translates directly to cost savings for you.
We certainly do. If you find a lower rate than we offered you, please let us know and we’ll gladly match it. (Certain restrictions apply)
If you have any other questions, just call us or send a message.