Sandy Moon

Sandy Moon

Mortgage Loan Officer NMLS: 1978676

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Sandy has earned a reputation for consistently exceeding client expectations and going above and beyond to ensure each client is getting a first-class experience. She is known for simplifying the process for her clients and making it as stress-free and convenient as possible to help them reach their financial and personal goals. Sandy is dedicated to helping her clients through the entire process, from start to finish. She is happy to share her knowledge and provide clarity to her customers so they can feel confident in their financial decisions. Sandy will ensure you receive superior guidance as you pursue one of the most personal investments of your lifetime. This expertise along with her get it done attitude is why her clients become like family.

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We are proud to have helped thousands of happy customers over the years.

Sandy was a pleasure to work with. She was in constant contact throughout the process either updating me or always answering the phone if I called with a question. She made this process extremely easier, changed any details immediately when I asked and got me from start to close in 2 weeks. Amazing job by her and her team. Will definitely use her again!

Matthew Solazzo Borrower via Zillow

Ms. Sandy was exceptional, transparent in all her dealings with me, honest and trustworthy. She was always available for any question i had and worked tirelessly to answer and resolve any issue that came up during the refi process. She assisted in every step and ensured a smooth process of what otherwise could have been complicated. I recommend Ms Sandra to anyone looking for peace of mind, honesty and fairness from a lender.

George Abboud Borrower via Zillow

Sandy is terrific and knowledgeable. Keeps you updated on what is going on with your loan. Would recommend Sandy to everyone needing help with a home mortgage and or refinancing. Terrific person.

James Boyce Borrower via Zillow

Company Rating

Rating 4.96

Based on 388 reviews

Rating 5

Based on 704 reviews

Rating 4.5

Based on 34 reviews

Loan Options

Get the best rates across our wide variety of loans


The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good option if you plan on staying in your home for years to come.

Mortgages insured by the Federal Housing Administration (FHA) offer more lenient qualification requirements. You might consider an FHA loan if you have a modest credit score or prefer a lower minimum down payment on your home.

Interest rates on an adjustable-rate mortgage (ARM) vary with the market after an initial fixed period. Also known as a variable-rate or floating mortgage, an ARM could be a consideration if you have the flexibility to pay it off if the rate rises quickly or over an extended period of time.

A VA home loan is guaranteed in part by the US Department of Veterans Affairs and offers more favorable terms. Active duty, veteran, and surviving spouses are all eligible for VA loans.

If you need to finance a home that’s too expensive for a conventional loan, you may need a jumbo loan. Feel free to contact us if you’re not sure whether or not this is for you and we can talk through your options together.

How it works

We make the digital mortgage process fast and easy.

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What does a monthly mortgage payment look like for you?
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Monthly Payment $1,264
Loan Amount $200,000

How is my monthly payment calculated?

Principal & Interest $1,264.14
Property Insurance $0.00
Property Tax $0.00
HOA Fees $0.00
Estimated Monthly Payment $1,264 GET PRE-APPROVED
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Our lenders

We’re backed by some of the top lenders in the market, allowing us to search dozens of options to find you the most competitive rate.

UWM, Loan Depot, and more. UWM, Loan Depot, and more. partners
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Frequently Asked Questions

Our team of loan officers is highly respected in the mortgage industry. We’ve helped countless individuals and families over the years with their new-mortgage and refinancing needs. Our online application process is quick and painless, and when it’s combined with our lender relationships we’re able to offer you the best rate available.

We currently require a credit score of at least 500 for purchase and refinance, and 550 for a cash out refinance.

No, there’s no fee to apply for a loan with Clear Mortgage Capital.

Traditional banking institutions use traditional methods to process loan applications. Our digital mortgages are much simpler, which translates directly to cost savings for you.

We certainly do. If you find a lower rate than we offered you, please let us know and we’ll gladly match it. (Certain restrictions apply)

If you have any other questions, just call us or send a message.

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