Erik Gonzalez, a Branch Manager, brings over 20 years of experience in Mortgage Lending and Real Estate, delivering exceptional service and results to clients across a wide range of loan needs. Fluent in both English and Spanish, Erik proudly serves a diverse clientele, making the loan process seamless and accessible for everyone.
He specializes in ALL loan types including:
Conventional, FHA, VA, and a variety of non-traditional programs such as Bank Statement, P&L, DSCR, and VOE-only loans.
Known for his 24/7 availability and consistent communication, Erik is a favorite among clients and realtors who value his dedication, responsiveness, and deep industry knowledge. His confidence in offering top-tier loan products and the most competitive wholesale pricing makes him a trusted partner for anyone.
We are proud to have helped thousands of happy customers over the years.
Erik is such a diligent Loan Officer. He thoroughly explains everything and, unlike other lenders, he stays hands-on every step of the way. Erik es detalloso y explica todo en una manera facil de entender (en nuestro idioma!). Comunica claramente y sentimos como que nos acompana en cada paso.
Erik Gonzalez was amazing at explaining and breaking everything down to me and my mother . He was bilingual and was able to explain everything in detail to my mother also in Spanish. Very attention to detail when it came down to singing papers. He went above and beyond for us highly recommended loan officer . And can't leave out also very honest when it comes to #'s. Thanks Erik will send you more leads for sure!!!
Erik was amazing throughout our whole process! He didn't just get us a preapproval and move on, he stayed with us throughout the entire process from just chatting about getting preapproved to actually making time out of his day to answer all of our questions day or night and lastly to actually go and show us houses almost immediately whenever we were interested in anything. We were recently engaged and referred to Erik and to be honest, we were a little nervous because we did not know much about house shopping, etc. but Erik made the entire process smooth and even went to bat for us with the selling agent. I can't say how grateful we are for him and how honest and transparent he was. I would definitely recommend Erik for sure! 5 out of 5 or 10 out of 10, whatever the best rating is we would give! Thank you again for everything Erik!
Company Rating
We make the digital mortgage process fast and easy.
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Apply Online1
- Start your application by taking five minutes to answer a few questions about you and your loan. Once we receive your application, we’ll contact you for the next step to keep the ball rolling. To start the process, Apply Now.
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Connect & verify documents2
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Contact & lock your rate3
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Loan is underwritten & funded!4
Find your monthly payment
What does a monthly mortgage payment look like for you?
Get an estimate with some basic information.
How is my monthly payment calculated?
Apply Appointment
We’re backed by some of the top lenders in the market, allowing us to search dozens of options to find you the most competitive rate.
We will help guide you through the process and get you to your goal sooner.
We will help guide you through the process and get you to your goal sooner.
Frequently Asked Questions
Our team of loan officers is highly respected in the mortgage industry. We’ve helped countless individuals and families over the years with their new-mortgage and refinancing needs. Our online application process is quick and painless, and when it’s combined with our lender relationships, we’re able to offer you competitive rates.
We currently require a credit score of at least 500 for purchase and refinance, and 550 for a cash out refinance.
No, there’s no fee to apply for a loan with Clear Mortgage Capital.
Traditional banking institutions use traditional methods to process loan applications. Our digital mortgages are much simpler, which translates directly to cost savings for you.
We certainly do. If you find a lower rate than we offered you, please let us know and we’ll gladly match it. (Certain restrictions apply)
If you have any other questions, just call us or send a message.
