James is a seasoned mortgage professional and trusted advisor with over 15 years of experience in the financial services industry. Known for his comprehensive financial expertise and personalized approach, James consistently delivers optimal solutions tailored to his clients' needs. His areas of expertise include new home purchases and home loan refinances, where he provides guidance that leads to successful outcomes. Over his career, he has built strong, lasting relationships with a diverse range of clients across the country, consistently offering top-tier service and sound financial advice.
We are proud to have helped thousands of happy customers over the years.
I have had the pleasure of working with James for several years in this industry. He has personally funded 6 loans and 2 refis for me. James is available and easy to reach even outside of regular business hours. He goes above and beyond to assure his clients receive the very best service. He is experienced, quite knowledgeable and knows his industry well. I have recommended James to several family and friends who have shared the same degree of customer satisfaction every time. James is open, honest and transparent in his work ethic which is of paramount importance to me in the real estate/ lending business. I highly recommend James Kang for any type of loan. I will continue to use James as a vital part of my investment team.
James is simply amazing!! He is extremely knowledgeable and patient when explaining options and loan details throughout the process. Will use again!!
James was professional and efficient. He was prompt in answering any questions and made the whole process seamlessly simple.
Company Rating
We make the digital mortgage process fast and easy.
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Apply Online1
- Start your application by taking five minutes to answer a few questions about you and your loan. Once we receive your application, we’ll contact you for the next step to keep the ball rolling. To start the process, Apply Now.
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Connect & verify documents2
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Contact & lock your rate3
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Loan is underwritten & funded!4
Find your monthly payment
What does a monthly mortgage payment look like for you?
Get an estimate with some basic information.
How is my monthly payment calculated?
Apply Appointment
We’re backed by some of the top lenders in the market, allowing us to search dozens of options to find you the most competitive rate.
We will help guide you through the process and get you to your goal sooner.
We will help guide you through the process and get you to your goal sooner.
Frequently Asked Questions
Our team of loan officers is highly respected in the mortgage industry. We’ve helped countless individuals and families over the years with their new-mortgage and refinancing needs. Our online application process is quick and painless, and when it’s combined with our lender relationships, we’re able to offer you competitive rates.
We currently require a credit score of at least 500 for purchase and refinance, and 550 for a cash out refinance.
No, there’s no fee to apply for a loan with Clear Mortgage Capital.
Traditional banking institutions use traditional methods to process loan applications. Our digital mortgages are much simpler, which translates directly to cost savings for you.
We certainly do. If you find a lower rate than we offered you, please let us know and we’ll gladly match it. (Certain restrictions apply)
If you have any other questions, just call us or send a message.
