Rubin Quintero
Mortgage Loan Officer NMLS: 860209
Want to contact or send documents to Rubin?
I have been in the mortgage and financial services industry since 2011. I truly enjoy working with my clients to help them achieve their financial goals whether it be refinancing or purchasing a new home. I have an extensive background with the origination, processing, and underwriting of both Purchase and Refinance transactions. Obtaining a mortgage can be stressful but it doesn't have to be and that is where I come in. I strive to make the process as painless and easy as possible for my clients and have found that communication is key to this. I look forward to working with you.
We are proud to have helped thousands of happy customers over the years.
Rubin made the entire process easy and seamless from start to finish. He is nonweldable, patient and personable. I will use him for all of my loan needs in the future.
Easy to work with, Rubin and his team have handled our last two refi’s and a HELOC and have delivered quickly while also presenting all of our options clearly. The next time we have to do anything like this, Rubin and his team will be the first we call.
Rubin was great and patiently explained everything, often pro-actively! I'd recommend him. Thank you!
Company Rating
We make the digital mortgage process fast and easy.
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Apply Online1
- Start your application by taking five minutes to answer a few questions about you and your loan. Once we receive your application, we’ll contact you for the next step to keep the ball rolling. To start the process, Apply Now.
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Connect & verify documents2
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Contact & lock your rate3
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Loan is underwritten & funded!4
Find your monthly payment
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Get an estimate with some basic information.
How is my monthly payment calculated?
Apply Appointment
We’re backed by some of the top lenders in the market, allowing us to search dozens of options to find you the most competitive rate.
We will help guide you through the process and get you to your goal sooner.
We will help guide you through the process and get you to your goal sooner.
Frequently Asked Questions
Our team of loan officers is highly respected in the mortgage industry. We’ve helped countless individuals and families over the years with their new-mortgage and refinancing needs. Our online application process is quick and painless, and when it’s combined with our lender relationships, we’re able to offer you competitive rates.
We currently require a credit score of at least 500 for purchase and refinance, and 550 for a cash out refinance.
No, there’s no fee to apply for a loan with Clear Mortgage Capital.
Traditional banking institutions use traditional methods to process loan applications. Our digital mortgages are much simpler, which translates directly to cost savings for you.
We certainly do. If you find a lower rate than we offered you, please let us know and we’ll gladly match it. (Certain restrictions apply)
If you have any other questions, just call us or send a message.
