Frank began his extensive career in mortgage lending and financial services for over 12 years. He started off as a Loan Officer and quickly became one of the top 3 Loan Officers at a couple of the largest mortgage lenders in the United States. He has been promoted several times and is now a Vice President of Sales. Johnny credits his success to always putting the customer first, being honest and caring in every situation, and knowledge of the mortgage industry. The flexibility, pricing, and how quickly he is able to close loans now is why he is thriving at the highest level of his career.
With over 12 years of mortgage lending experience, Johnny has the knowledge and expertise to help each borrower structure the optimal mortgage to achieve their financial goals. Johnny prides himself on taking the time needed to understand his customer’s immediate and long-term goals, finding the best financial solution to achieve their objectives. Having helped countless clients, he understands how confusing the home finance process can be and he works hard to walk each client through the process in an organized and efficient manner. Because of his extensive knowledge of available programs, problem solving skills, and steadfast commitment to customer service, Johnny will ensure you receive superior guidance as you pursue one of the most personal investments of your lifetime.
Frank resides in Orange County, California with his soon to be wife and their Goldendoodle Luna. In his free time, he enjoys spending time with his family, watching football, and basketball.
We are proud to have helped thousands of happy customers over the years.
“Nathan locked us into an amazing rate and closed our loan in less than two weeks! He did everything he promised and made the entire process simple and smooth.”
“This is not our first refi, but it was by far the most pleasurable and easiest because of Nathan. He is a professional and understands the ins and outs of this industry.”
“I just did a refinance with Nathan. He and his staff got me a great rate and made the process extremely easy. He was accessible and promptly responded to all my questions. I would definitely recommend him. In fact, I recommended him to two other friends who were interested in refinancing as well.”
Company Rating
We make the digital mortgage process fast and easy.
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Apply Online1
- Start your application by taking five minutes to answer a few questions about you and your loan. Once we receive your application, we’ll contact you for the next step to keep the ball rolling. To start the process, Apply Now.
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Connect & verify documents2
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Contact & lock your rate3
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Loan is underwritten & funded!4
Find your monthly payment
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Get an estimate with some basic information.
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We’re backed by some of the top lenders in the market, allowing us to search dozens of options to find you the most competitive rate.
We will help guide you through the process and get you to your goal sooner.
We will help guide you through the process and get you to your goal sooner.
Frequently Asked Questions
Our team of loan officers is highly respected in the mortgage industry. We’ve helped countless individuals and families over the years with their new-mortgage and refinancing needs. Our online application process is quick and painless, and when it’s combined with our lender relationships, we’re able to offer you competitive rates.
We currently require a credit score of at least 500 for purchase and refinance, and 550 for a cash out refinance.
No, there’s no fee to apply for a loan with Clear Mortgage Capital.
Traditional banking institutions use traditional methods to process loan applications. Our digital mortgages are much simpler, which translates directly to cost savings for you.
We certainly do. If you find a lower rate than we offered you, please let us know and we’ll gladly match it. (Certain restrictions apply)
If you have any other questions, just call us or send a message.
