Garrett McCargar
Mortgage Loan Officer NMLS: 871556
Want to contact or send documents to Garrett?
With over 15 years of mortgage experience, Garrett McCargar is very knowledgeable in assisting individuals with home purchase and refinancing needs. He is well versed in FHA, VA, and Conventional mortgage underwriting guidelines which enable him to complete his loans in a timely manner as well as answer any questions that may come up through the process.
Throughout his career, he has consistently maintained top-level performance standards by custom tailoring a variety of loan options to his customer's needs while always being readily available to speak to answer any questions.
Feel free to call and get your application started with him today!
We are proud to have helped thousands of happy customers over the years.
Garrett was great to work with and was able to lower my interest percentage and my payment amount despite having debt already. He was very efficient and quick to respond. I will definitely refer him to people in the future.
Garrett McCargar And his team were great! They made the process very quick and simple. They were also very knowledgeable and trustworthy. Couldn’t of asked for a better team to assist me with my refinance.
When it comes to refinance brokers, there are hundreds of agents out there, and then there is Garrett McCargar. From the first time he contacted me by email, Garrett’s certainty that he could get me the best possible rate and cost for a refinance of my mortgage never wavered and he matched that certainty by patiently walking me through whatever steps were necessary along the way. Every financing broker comes loaded with promises, but Garrett comes loaded with promises he keeps. If that were not enough, he did it with a smile (even detected over the phone!) and the patience of Job. For someone who sees financing as a black hole, I could not have imagined being in better hands.
Company Rating
We make the digital mortgage process fast and easy.
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Apply Online1
- Start your application by taking five minutes to answer a few questions about you and your loan. Once we receive your application, we’ll contact you for the next step to keep the ball rolling. To start the process, Apply Now.
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Connect & verify documents2
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Contact & lock your rate3
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Loan is underwritten & funded!4
Apply Appointment
We’re backed by some of the top lenders in the market, allowing us to search dozens of options to find you the most competitive rate.
We will help guide you through the process and get you to your goal sooner.
We will help guide you through the process and get you to your goal sooner.
Frequently Asked Questions
Our team of loan officers is highly respected in the mortgage industry. We’ve helped countless individuals and families over the years with their new-mortgage and refinancing needs. Our online application process is quick and painless, and when it’s combined with our lender relationships we’re able to offer you the best rate available.
We currently require a credit score of at least 500 for purchase and refinance, and 550 for a cash out refinance.
No, there’s no fee to apply for a loan with Clear Mortgage Capital.
Traditional banking institutions use traditional methods to process loan applications. Our digital mortgages are much simpler, which translates directly to cost savings for you.
We certainly do. If you find a lower rate than we offered you, please let us know and we’ll gladly match it. (Certain restrictions apply)
If you have any other questions, just call us or send a message.
