Dmetri Stratton

Dmetri Stratton

Mortgage Loan Officer NMLS: 1068387

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A 10-Year industry veteran, Dmetri has successfully managed to turn ordinary home buying processes into exceptional experiences. With a robust blend of expert knowledge, diligence, and unparalleled professionalism, Dmetri has earned a distinguished reputation as one of the top mortgage brokers in the area.

Dmetri understands that a mortgage is not just a loan; it's a step towards the dream of home ownership, and perhaps the biggest financial decision one can make. That's why every client is treated with the utmost respect and each deal handled with precision and care, ensuring an efficient, seamless process that lands clients in their dream home with financing that aligns with their long-term financial goals.

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Reviews

We are proud to have helped thousands of happy customers over the years.

Absolute Rockstar! 15/10 would recommend! Dmetri is one of a kind when it comes to working with lenders. He checked in at least twice a week to check in on our home buying process and keep us informed on next steps. In any other situation, I'd take him out for a beer! He was EXTREMELY knowledgeable and professional throughout our entire 3 month process. You absolutely cannot go wrong by using the service he provides. Don't think twice, go with Dmetri today! You absolutely won't regret it!

Nick Kossen Borrower via Zillow

Dmetri was amazing! He was extremely communicative and helpful. A very challenging property and he really worked hard to make it happen!

Emily Borrower via Google Reviews

Highly recommend this lender! Their efficiency and transparency made the borrowing process a breeze. A top-notch experience from start to finish! Their team went above and beyond to ensure I got the best deal possible. We couldn't be happier with my decision.

Linda Quirino Borrower via Zillow

Company Rating

Zillow
Rating 4.96

Based on 412 reviews

Google
Rating 5

Based on 821 reviews

Yelp
Rating 4.5

Based on 34 reviews

Loan Options

Get the best rates across our wide variety of loans

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The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good option if you plan on staying in your home for years to come.

Mortgages insured by the Federal Housing Administration (FHA) offer more lenient qualification requirements. You might consider an FHA loan if you have a modest credit score or prefer a lower minimum down payment on your home.

DSCR loans are ideal for real estate investors, using the property's income potential rather than personal income for qualification. This option allows for easier approval on investment properties, with loan amounts based on the property's ability to generate rental income. DSCR loans offer flexibility for investors looking to expand their portfolio without the traditional income verification process.

A VA home loan is guaranteed in part by the US Department of Veterans Affairs and offers more favorable terms. Active duty, veteran, and surviving spouses are all eligible for VA loans.

If you need to finance a home that’s too expensive for a conventional loan, you may need a jumbo loan. Feel free to contact us if you’re not sure whether or not this is for you and we can talk through your options together.

How it works

We make the digital mortgage process fast and easy.

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Monthly Payment $1,264
Loan Amount $200,000

How is my monthly payment calculated?

Principal & Interest $1,264.14
Property Insurance $0.00
Property Tax $0.00
HOA Fees $0.00
Estimated Monthly Payment $1,264 GET PRE-APPROVED
Have Questions? Contact Us!

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Our lenders

We’re backed by some of the top lenders in the market, allowing us to search dozens of options to find you the most competitive rate.

UWM, Loan Depot, and more. UWM, Loan Depot, and more. partners
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FAQS

Frequently Asked Questions

Our team of loan officers is highly respected in the mortgage industry. We’ve helped countless individuals and families over the years with their new-mortgage and refinancing needs. Our online application process is quick and painless, and when it’s combined with our lender relationships we’re able to offer you the best rate available.

We currently require a credit score of at least 500 for purchase and refinance, and 550 for a cash out refinance.

No, there’s no fee to apply for a loan with Clear Mortgage Capital.

Traditional banking institutions use traditional methods to process loan applications. Our digital mortgages are much simpler, which translates directly to cost savings for you.

We certainly do. If you find a lower rate than we offered you, please let us know and we’ll gladly match it. (Certain restrictions apply)

If you have any other questions, just call us or send a message.

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