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My Nguyen

My Nguyen

Mortgage Loan Officer NMLS: 1798992

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Looking to buy a new home or refinance your existing one? Improving your financial position is quick and easy with My! My is a Cal Poly alumnus with a bachelor’s degree in management which has helped complement her strong background in working with the top mortgage lenders in the industry. My’s education in management helps her keep client’s moving quickly and efficiently through the lending process. Not only is My great at understanding the needs of her clients; she is also a knowledgeable and trusted adviser for all things finance! My always puts her clients’ needs first and works tirelessly to analyze and find a solution for each of their unique home finance scenarios. Working with My will ensure a smooth and seamless loan process from start to finish. Clients can trust My’s exceptional expertise and commitment to getting the job done for all their lending needs!

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We are proud to have helped thousands of happy customers over the years.

My was with us every step of the way! She made sure we understood everything and explained any options we had. My’s style of customer services is the best I have had in years. If anyone needs My’s services, I highly recommend giving her a call.

Gloria Blancarte Borrower via Zillow

This is my 3rd refinance with My Nguyen. Each time she has shopped for the best rate! I'm very happy with My Nguyen. She works dilentgly to get you the best rate for your situation. Each refinance went smoothly and closed very fast. She is Awesome!!

Maria Hernandez Borrower via Google

My Tra Nguyen at Clear Mortgage Capital, Inc. did our refinance on our home. She explained everything and honored all the rates and costs. Our closing was done thru a mobile notary and electronic signatures. My issued the quote on Oct 6 and we closed Oct 20th. I would highly recommend My Tra Nguyen for your mortgage refinancing at Clear Mortgage Capital, Inc.

Sherry Wiederspan Borrower via Zillow

Company Rating

Rating 4.96

Based on 355 reviews

Rating 5

Based on 520 reviews

Rating 4.5

Based on 29 reviews

Loan Options

Get the best rates across our wide variety of loans


The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good option if you plan on staying in your home for years to come.

Mortgages insured by the Federal Housing Administration (FHA) offer more lenient qualification requirements. You might consider an FHA loan if you have a modest credit score or prefer a lower minimum down payment on your home.

Interest rates on an adjustable-rate mortgage (ARM) vary with the market after an initial fixed period. Also known as a variable-rate or floating mortgage, an ARM could be a consideration if you have the flexibility to pay it off if the rate rises quickly or over an extended period of time.

A VA home loan is guaranteed in part by the US Department of Veterans Affairs and offers more favorable terms. Active duty, veteran, and surviving spouses are all eligible for VA loans.

If you need to finance a home that’s too expensive for a conventional loan, you may need a jumbo loan. Feel free to contact us if you’re not sure whether or not this is for you and we can talk through your options together.

How it works

We make the digital mortgage process fast and easy.

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Our lenders

We’re backed by some of the top lenders in the market, allowing us to search dozens of options to find you the most competitive rate.

UWM, Loan Depot, and more. UWM, Loan Depot, and more. partners
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We will help guide you through the process and get you to your goal sooner.

Get In touch

We will help guide you through the process and get you to your goal sooner.

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Frequently Asked Questions

Our team of loan officers is highly respected in the mortgage industry. We’ve helped countless individuals and families over the years with their new-mortgage and refinancing needs. Our online application process is quick and painless, and when it’s combined with our lender relationships we’re able to offer you the best rate available.

We currently require a credit score of at least 550.

No, there’s no fee to apply for a loan. While a 3% down payment is required on purchases, this is due at closing.

Traditional banking institutions use traditional methods to process loan applications. Our digital mortgages are much simpler, which translates directly to cost savings for you.

We certainly do. If you find a lower rate than we offered you, please let us know and we’ll gladly match it.

If you have any other questions, just call us or send a message.

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