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Charity McCanna

Charity McCanna

Mortgage Loan Officer NMLS: 2295821

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Want to contact or send documents to Charity?

Charity is a Top Tier Loan Officer with Top Tier Service. 
CALL NOW for a fast quote - 808-306-3368

► If you are looking for competitive programs, low rates, quick funding times, fewer conditions, and a more responsive Mortgage Officer? STOP and Look no further!
𝙃𝙚𝙧𝙚'𝙨 𝙩𝙝𝙚 𝘾𝙝𝙖𝙡𝙡𝙚𝙣𝙜𝙚 - Most lenders in today's market are bogged down with paperwork a lack of automation in a booming Refi market and all you are is a number on a spreadsheet.
► You and your loan become a statistic with a lack of customer service and experience.
So ... how do you get to the place where you can stop having to sift through low-quality service providers, slow funding response times, and just get the loan done already? ----> Work with Charity.

In your last purchase or refi did you experience the following:
🅧 Always calling for updates
🅧 Lack of confidence that your representative has your best interest at hand?
🅧 Consistently questioning if you're getting the best deal for yourself.
🅧 Getting beaten down with enough conditions to break a camel's back.

Let's talk.

At Clear Mortgage Capital, we are YOUNITED to focus on "YOU", not the transaction. Everything we do is designed to support our clients, and make lending easy.
► We deliver the fastest turn times in the industry. We leverage groundbreaking tools like UClose that give us the power to go from clear-to-close to closing in minutes instead of days.
►With direct access to our underwriters and support teams, we can communicate with you at lightning speed.
►We Provide the World-Class service you deserve. Here, relationships come first.

NMLS: 2295821

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We are proud to have helped thousands of happy customers over the years.

Attempting to refi our rental in Kauai I worked for months with 3 different banks that made so many errors and took so long, I was completely frustrated. I filled out a form on Facebook and was deluged by offers. Brian was one of the offers and was very persistent, calling, leaving messages, and emailing, so I finally called him, and boy was I glad I did. He literally spent hours with me on the phone, patiently explaining my options and providing advice. His work and the work of his staff were flawless and I quickly was able to enjoy a refi at a better rate and lower closing costs than the other banks promised but failed to deliver.

kynkelsdad9 Borrower via Zillow

Was extremely gun-shy as I'd been trying to deal with over 5-6 lenders regarding a refinance. Brian contacted me and I reluctantly agreed to allow him to work on it. I'm extremely glad I did as he was not only competent, timely, and able to deliver on a promised basis. Loan closed on Nov 30th without a hitch. I would not hesitate to use him again or recommend him to anyone.

Evans Borrower via Borrower via Zillow

Brian has completed my 2nd loan with expertise and speedI’m so impressed with Brian, I would and will always use him again, and refer any business to him. I can’t wait until my next purchase.. Many Mahalos

zuser201601072019282 Borrower via Borrower via Zillow

Company Rating

Rating 4.96

Based on 355 reviews

Rating 5

Based on 520 reviews

Rating 4.5

Based on 29 reviews

Loan Options

Get the best rates across our wide variety of loans


The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good option if you plan on staying in your home for years to come.

Mortgages insured by the Federal Housing Administration (FHA) offer more lenient qualification requirements. You might consider an FHA loan if you have a modest credit score or prefer a lower minimum down payment on your home.

Interest rates on an adjustable-rate mortgage (ARM) vary with the market after an initial fixed period. Also known as a variable-rate or floating mortgage, an ARM could be a consideration if you have the flexibility to pay it off if the rate rises quickly or over an extended period of time.

A VA home loan is guaranteed in part by the US Department of Veterans Affairs and offers more favorable terms. Active duty, veteran, and surviving spouses are all eligible for VA loans.

If you need to finance a home that’s too expensive for a conventional loan, you may need a jumbo loan. Feel free to contact us if you’re not sure whether or not this is for you and we can talk through your options together.

How it works

We make the digital mortgage process fast and easy.

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Our lenders

We’re backed by some of the top lenders in the market, allowing us to search dozens of options to find you the most competitive rate.

UWM, Loan Depot, and more. UWM, Loan Depot, and more. partners
Get In touch

We will help guide you through the process and get you to your goal sooner.

Get In touch

We will help guide you through the process and get you to your goal sooner.

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Frequently Asked Questions

Our team of loan officers is highly respected in the mortgage industry. We’ve helped countless individuals and families over the years with their new-mortgage and refinancing needs. Our online application process is quick and painless, and when it’s combined with our lender relationships we’re able to offer you the best rate available.

We currently require a credit score of at least 550.

No, there’s no fee to apply for a loan. While a 3% down payment is required on purchases, this is due at closing.

Traditional banking institutions use traditional methods to process loan applications. Our digital mortgages are much simpler, which translates directly to cost savings for you.

We certainly do. If you find a lower rate than we offered you, please let us know and we’ll gladly match it.

If you have any other questions, just call us or send a message.

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