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Zachary Coleman

Zachary Coleman

Mortgage Loan Officer NMLS: 1973136

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As a Cal State Fullerton Alumni with a Bachelor's Degree in Finance and a strong background in sales at one of the top mortgage lenders in the industry, you will not be in better hands. With extensive knowledge of the mortgage industry, I have a unique understanding of all aspects of a real estate transaction. I take great pride in educating my clients while navigating them through the ever-changing mortgage process. I desire to give my clients nothing short of a five-star experience at all times.

My forte is with investors looking to buy, refinance, rehab, or build new construction. I have worked with all types of investors from first timers to others will hundreds of millions in real estate and handle both with care. Most of my investors refer myself within their friend groups as they finally found a loan officer who understands their needs, goals, and can perform when closing the loans. 

I have a simple philosophy, work hard, treat my customers the way I would like to be treated, and work on each loan as if it were my own. This simple philosophy has led to a wildly successful career and many happy customers.  Our company, Clear Mortgage Capital, not only has phenomenal wholesale interest rates, we also have an A+ rating with the Better Business Bureau and fantastic reviews online.  Feel free to google my company as we have a great track record. 

I'd love to work with you. Give me a call or email me today!

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We are proud to have helped thousands of happy customers over the years.

“Nathan locked us into an amazing rate and closed our loan in less than two weeks! He did everything he promised and made the entire process simple and smooth.”

Alex Borrower via Zillow

“This is not our first refi, but it was by far the most pleasurable and easiest because of Nathan. He is a professional and understands the ins and outs of this industry.”

Chelsea Borrower via Zillow

“I just did a refinance with Nathan. He and his staff got me a great rate and made the process extremely easy. He was accessible and promptly responded to all my questions. I would definitely recommend him. In fact, I recommended him to two other friends who were interested in refinancing as well.”

Mark Borrower via Google

Company Rating

Rating 4.96

Based on 355 reviews

Rating 5

Based on 520 reviews

Rating 4.5

Based on 29 reviews

Loan Options

Get the best rates across our wide variety of loans


The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good option if you plan on staying in your home for years to come.

Mortgages insured by the Federal Housing Administration (FHA) offer more lenient qualification requirements. You might consider an FHA loan if you have a modest credit score or prefer a lower minimum down payment on your home.

Interest rates on an adjustable-rate mortgage (ARM) vary with the market after an initial fixed period. Also known as a variable-rate or floating mortgage, an ARM could be a consideration if you have the flexibility to pay it off if the rate rises quickly or over an extended period of time.

A VA home loan is guaranteed in part by the US Department of Veterans Affairs and offers more favorable terms. Active duty, veteran, and surviving spouses are all eligible for VA loans.

If you need to finance a home that’s too expensive for a conventional loan, you may need a jumbo loan. Feel free to contact us if you’re not sure whether or not this is for you and we can talk through your options together.

How it works

We make the digital mortgage process fast and easy.

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Our lenders

We’re backed by some of the top lenders in the market, allowing us to search dozens of options to find you the most competitive rate.

UWM, Loan Depot, and more. UWM, Loan Depot, and more. partners
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We will help guide you through the process and get you to your goal sooner.

Get In touch

We will help guide you through the process and get you to your goal sooner.

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Frequently Asked Questions

Our team of loan officers is highly respected in the mortgage industry. We’ve helped countless individuals and families over the years with their new-mortgage and refinancing needs. Our online application process is quick and painless, and when it’s combined with our lender relationships we’re able to offer you the best rate available.

We currently require a credit score of at least 550.

No, there’s no fee to apply for a loan. While a 3% down payment is required on purchases, this is due at closing.

Traditional banking institutions use traditional methods to process loan applications. Our digital mortgages are much simpler, which translates directly to cost savings for you.

We certainly do. If you find a lower rate than we offered you, please let us know and we’ll gladly match it.

If you have any other questions, just call us or send a message.

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